Senior Risk Analyst (SME)

A key role in providing analytical support and assistance to the Models & Analytics Manager. The role supports credit decisioning models with data analytics, data mining and statistical analysis; produces regular credit risk reporting packs with insightful analysis in line with Group standards; champions credit data quality initiatives internally to support the effectiveness of overall analysis and reporting; supports the Credit Risk team in their reporting activities and ad hoc projects to ensure the effective management of credit and risk issues; and supports the management of Impairment with monthly controls and oversight. Experience - Strong aptitude for working with data, undertaking analysis, interpreting and presenting results and making recommendations - An ability to work to a high standard of accuracy; present information in a logical and professional format - Good understanding of accounting / financial information and the ability to interpret data - Understanding of SME Commercial banking finance products Technical - Solid understanding of tools and infrastructure at the forefront of reporting and analytics - Experience delivering analytics with Power BI, Ultrix or Tableau - Experience of working with credit decision models and working with third-party data vendors - Knowledge of Microsoft SQL server, SAS and Python would be beneficial - Excellent Excel skills - Knowledge of IFRS9, PD, LGD models - Skilled with visual design / data presentation Interpersonal - Analytical thinker who can use initiative to problem solve and make recommendations - Customer focused approach to delivering solutions - Able to work under pressure and to tight deadlines - Adaptable and flexible - Professional, well presented with high work standards - Excellent verbal and written communication skills; able to convey technical concepts to a non-technical audience - Enthusiastic “can do” attitude - Able to establish effective working relationships at all levels